I’m probably in one of the worst places a 31 year old can be, financially. Especially in the Bay Area. I’ve spent money willy nilly for almost 8 years straight. Now that I want to plan for my future, I’m absolutely freaking out internally (as I should be) because of how supremely I’ve fucked myself over. I’ve botched it as supremely as Da Vinci drew Mona Lisa. I have a sense of humor about these things, so I’ve got that going for me, which is nice. Unfortunately comedy isn’t the trade I ply, so it won’t feed me or pay my bills. This is my roundabout plea for help. What better Xmas gift for myself other than a nice big dose of financial responsibility?